Product categories

Financing

KB Tools Financing Options

Need tools now but want more flexibility at checkout? KB Tools offers several financing and lease-to-own options so you can choose the payment plan that fits your budget and how you use your tools.

Financing availability, approval, and terms are determined by the provider.
Option Best For Purchase Amount Term
Klarna Pay in 4 Personal use $35+ 6 weeks
Klarna Financing Personal use $149+ 6–24 months
Clicklease Professional or business use $500+ Up to 60 months
TimePayment Business use $500+ 12–60 months



Klarna Pay in 4
Personal use · $35+ · 6 weeks




Klarna Financing
Personal use · $149+ · 6–24 months




Clicklease
Professional/business · $500+ · Up to 60 months




TimePayment
Business use · $500+ · 12–60 months

For purchases starting at just $35, KB Tools offers Klarna Pay in 4. This option lets you split your order into 4 payments over 6 weeks with no interest.

How it works

  1. Add eligible items to your cart.
  2. Select Buy now, Pay later at checkout.
  3. Complete Klarna's quick approval process.
  4. Place your order.

Example

For a $200 purchase, the first payment of $50 is charged at the time of shipping. The remaining 3 payments of $50 are automatically charged every 2 weeks.

Full terms available here.

For purchases over $149, Klarna offers monthly financing with terms from 6 to 24 months.

APR ranges from 7.99% to 33.99%, depending on order amount and creditworthiness.

How it works

  1. Add eligible items to your cart.
  2. Select Buy now, Pay later at checkout.
  3. Complete Klarna's approval process.
  4. Place your order.

CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.

Clicklease is a strong fit for purchases of $500+ when you use your tools to make money.

How to apply

  1. Click the button below to get prequalified.
  2. If you do not have a formal business entity, select Sole Proprietor.
  3. Enter your full name as the DBA on the Business Information screen.
Apply for Clicklease

How to use it at checkout

  1. Shop the website as usual.
  2. At checkout, enter Clicklease in the company field.
  3. Select the Clicklease payment option and place your order.
  4. KB Tools will coordinate the final lease agreement for electronic signature.

A document fee is due at signing before shipment. Fees start at $79 and vary based on total lease amount.

Common questions

Am I eligible if I am not a formal business?
Yes. If you use your tools professionally to make money, you may still qualify. Select Sole Proprietor and enter your full name in the DBA field.

Can I buy out early?
Yes. Clicklease offers an early buyout option within the first 5 months by paying the full order amount. For more details, visit this page.

For more information, visit the Clicklease website here.

TimePayment is available for business customers on purchases of $500+.

How to apply

Use the prequalification link below. If you are not sure of your final order total, entering a higher estimate can make approval more flexible later.

Apply Now for TimePayment

What happens next

  1. If approved, a KB Tools representative will contact you by phone or email with next steps.

For questions about TimePayment programs, visit their contact page here.